Terms of Service

TrueNorth Capital LLC

Effective Date: Jan 1st, 2026

SMS Messaging Terms & Compliance

1. Program Description:

This messaging program sends registration confirmations and session reminder messages to individuals who have registered for a TrueNorth Capital masterclass, webinar, or training through our website at https://truenorthcapitalgrp.com, or via our registration forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include registration confirmations, session reminders, replay access notifications, schedule updates, and customer support communications.

2. Cancellation Instructions:

You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. Support Information:

If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected] or call (855) 560-7397 during business hours.

4. Carrier Liability:

Carriers are not liable for delayed or undelivered messages.

5. Message & Data Rates:

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your registrations and session schedule. For questions about your text plan or data plan, contact your wireless provider.

6. Supported Carriers:

Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

7. Age Restriction:

You must be 18 years or older to access this Site, participate in our SMS program, or enroll in any TrueNorth Capital program.

8. Privacy Policy:

For privacy-related inquiries, please refer to our Privacy Policy at https://truenorthcapitalgrp.com/privacy-policy

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.

General Terms

This website (the "Site") is owned and operated by TrueNorth Capital LLC ("COMPANY," "we" or "us"). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from TrueNorth Capital LLC.

Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.


Educational Purpose & Risk Disclosure

TrueNorth Capital LLC is not a registered investment advisor, broker-dealer, commodity trading advisor, or licensed financial planner. Nothing on this Site, in our programs, courses, webinars, masterclasses, or any related communication constitutes personalized investment, financial, tax, or legal advice, or a recommendation or solicitation to buy, sell, or hold any security, derivative, or financial instrument.

All content provided by TrueNorth Capital LLC is for educational and informational purposes only. Trading and investing involve substantial risk of loss and may not be suitable for all individuals. Past performance, whether actual or hypothetical, does not guarantee future results. No representation is being made that any individual will achieve profits or avoid losses. Market timing and active trading require significant skill, discipline, and risk management, and may result in partial or total loss of capital.

Any results, examples, case studies, or testimonials referenced on this Site or in our programs are not typical, are not guaranteed, and will vary based on individual effort, discipline, market conditions, and other factors outside our control. You are solely responsible for evaluating your own financial situation and determining whether any strategy, framework, or approach discussed is appropriate for you.

Program Enrollment & Payment

All payments made to TrueNorth Capital LLC for enrollment in any program, including The Institutional Edge Experience, are final and non-refundable, regardless of attendance, completion, or satisfaction. This includes, without limitation, deposits, partial payments, and payment plan installments. By submitting payment, you acknowledge and agree that no refunds, credits, or exchanges will be issued under any circumstances.

In-Person Event Participation

Participation in any in-person event, including The Institutional Edge Experience, is voluntary and at your own risk. TrueNorth Capital LLC is not responsible for personal injury, property loss or damage, travel expenses, or accommodation costs incurred in connection with attendance. TrueNorth Capital LLC reserves the right to reschedule, relocate, or cancel any in-person event due to circumstances beyond its control, including venue unavailability, weather, or acts of God, with notice provided as soon as reasonably possible.

Intellectual Property Rights

Our Limited License to You

This Site and all the materials available on the Site are the property of TrueNorth Capital LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.

You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any material from the Site. However, you may download or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

By posting or submitting any material (including comments, blog entries, social media posts, photos, and videos) to us via the Site, internet groups, or other digital venues, you represent that you own the material or have obtained the necessary permissions. You grant us a royalty-free, perpetual, irrevocable, non-exclusive, worldwide license to use, modify, transmit, sell, exploit, create derivative works from, distribute, and publicly perform or display such material.

Disclaimers

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.

The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

You agree at all times to indemnify and hold harmless TrueNorth Capital LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.

To the fullest extent permitted by law, TrueNorth Capital LLC's total liability to you for any claim arising out of or relating to these Terms of Service, the Site, or any program shall not exceed the total amount you paid to TrueNorth Capital LLC in the twelve (12) months preceding the claim. In no event shall TrueNorth Capital LLC be liable for any indirect, incidental, consequential, or punitive damages, including lost profits or trading losses.

Online Commerce

Certain sections of the Site may allow you to purchase products and services. We are not responsible for the quality, accuracy, timeliness, or reliability of products and services offered by third-party vendors. If you make a purchase from a third party linked through the Site, the information obtained during your visit, including payment information, may be collected by both the merchant and us.

Your participation in any dealings with third-party vendors is solely between you and the third party. TrueNorth Capital LLC shall not be responsible for any loss or damage incurred as a result of such dealings.

Registration & Passwords

To access certain features of the Site, you may be required to register and create an account. You agree to provide accurate, current, and complete information during the registration process. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account.

If you suspect unauthorized use of your account, notify us immediately at [email protected]. We are not liable for any loss or damage arising from your failure to comply with this obligation.

Termination

We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.

Miscellaneous

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy and any incorporated agreements, constitute the entire agreement between you and TrueNorth Capital LLC. Our failure to enforce any provision shall not constitute a waiver of that provision. You may not assign these Terms without our prior written consent; we may assign these Terms without restriction.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any dispute arising under or relating to these Terms shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (or JAMS) in Utah, in accordance with its applicable rules. You and TrueNorth Capital LLC each waive the right to a jury trial and the right to participate in a class action lawsuit or class-wide arbitration.

Changes to Terms of Service

We may update these Terms of Service from time to time. The latest version will always be available on our website with the effective date.

For any questions regarding these Terms of Service, please contact us at:

TrueNorth Capital LLC

Phone: (855) 560-7397

Email: [email protected]

Website: https://truenorthcapitalgrp.com

By using our website and services, you consent to these Terms of Service.

© 2026 TrueNorth Capital LLC. All rights reserved.

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